Who is Plan & Act
Plan & Act’s Vision Statement: “To provide ordinary
people with expert personal financial planning advice and objective money management
with our fast and affordable online solution.”
Plan & Act is a Fee-only financial planning service that offers
independent money management. We are a Registered Investment Advisor with the Securities
and Exchange Commission (SEC) comprised of experienced fiduciary advisors who are
completely committed to providing objective financial advice. We maintain a fiduciary
relationship with our clients and assume a legal duty to place your interests ahead
of our own.
What makes us different from other Financial Advisors?
- Plan & Act is an online financial advisor, positioned to help you achieve
your goals of financial security and a sound retirement through the use of an industry-leading
online financial planning tool and independent money management services. By leveraging
sophisticated technology, Plan & Act is able to efficiently and cost-effectively
deliver a comprehensive financial plan based on the proven Cambridge financial planning
principles. We are much less intrusive than face-to-face advisors and walk you through
a comprehensive planning process at your convenience - all within the comfort of
your own home.
- Another key difference that sets Plan & Act apart from other financial advisors
is that the fees charged to you, the customer, for the financial plan and money
management are extremely competitive to what is being charged in the marketplace
by other financial planners and advisors.
- Additionally, Plan & Act’s independence allows us to act as a fiduciary on
your behalf, not only in the creation of the plan, but in its execution when appointed
as your money manager. Unlike brokers or other types of financial advisors, we are
not forced to use a certain company’s financial products which allows us the freedom
to use the financial products that are in your best interest. It is also important
to note that we are not affiliated with Scottrade, the custodian that we use. What
this means to you is that we do NOT collect ANY COMMISSIONS on the investment products
that we are recommending for our clients and we absolutely do not receive any kickbacks
or incentives of any kind. This means we are completely on YOUR side and only have
YOUR interests at heart.
Plan & Act provides you with a personalized and practical
financial workplan that you can easily understand and execute. Your information
is kept 100% secure throughout the process, in accordance with the strictest federal
and state regulations.
In today's uncertain economic times, sound financial advice
is more important than ever. Until now, however, middle income Americans could not
afford the highest level of professional financial advice that is so critical to
understanding, and improving, one's financial situation. Plan & Act completely changes
the rules of the game. Our service takes advantage of Internet technology to reduce
the cost of financial planning, in order to allow people from all walks of life
to realize their financial goals and dreams.
Plan & Act meets the needs of ordinary Americans for holistic
financial planning services. The unique services being offered on this site give
you the highest level of professional financial advice at a very low price. What
enables us to do this is an exciting new technology that produces fast, actionable
results - making your financial planning process quick, practical and convenient.